There are some health insurances that offer policies that are intended to provide health coverage for a short period of time. This type of medical insurance is known as the temporary medical insurance. Most of the policies of this type are only limited to 12 months coverage or even less. However, it is also possible to find a policy that offers health coverage for up to 36 months. Ideally, the policies in a temporary health insurance are intended for healthy people who undergo some kind of transition. Take note of the term “healthy.” Temporary health insurance policies are underwritten, which only means that the insurance company expects that you’ll not going to make several claims within the period covered by the policy. The temporary medical insurance is suited for temporary workers, students and in other certain plans, for senior citizens. The major advantage of this type of health insurance is that, it is more suitable and economical, simply because of the limited health coverage. Temporary health insurance is also meant for those people who do not want to pay for a long term insurance. Features of Short Term Health Insurance for Senior CitizensOne of the salient features of this type of health insurance is that, it is offered in low cost since policies don’t provide coverage for pre-existing diseases that decreases the risk of these policies. The policies cover all life threatening diseases, rehabilitation expenses, medical expenses and all important wellness related difficulties. They are suited for many people who can’t afford to pay high premiums. In addition, when senior citizens enroll under Medicare, they can use the temporary medical insurance.• There are a lot of temporary health insurance policies that are given by Medicare. In fact, the Medicare Component A, provides coverage for specific hospital care, nursing and wellness illnesses and in this type of scheme, you don’t need to pay by means of monthly premium or deductibles. They can be paid conveniently by means of taxes. • On the other hand, the Medicare Component B provides coverage for outpatient hospital care, physical as well as occupational therapy, medical equipment, certain home care and doctors’ care. You are required to pay annual deductible as well as the premium for this plan. • The Component C of Medicare offers your more advantages and selections among all the health plans that allow your benefits to be extended. • Prescription drug coverage is provided by the Component D of Medicare. It is too obvious from those mentioned above that temporary medical insurance is also available for senior citizens. All you need to do is to choose the ideal one to suit your wellness insurance requirements.
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